INSURANCE COVERAGE FOR LARGE CORPORATIONS AND SMALL BUSINESSES
With over 100 years of combined experience amongst our team providing corporate and small business insurance quotes that address various risks and goals is our specialty. From our offices in McAllen and Harlingen, we can serve:
• Business owners
• Non-profit boards
• Civic groups
• Other commercial and/or private organizations
SPECIALTY BUSINESS INSURANCE
Our insurance agency in McAllen serves a wide variety of company types. We want to help if you’re preparing to launch a new business or own a large corporation. We can help customize your insurance package to fit your needs and budget. Our insurance agents in McAllen can help you find unique coverages that include:
• Agriculture and commercial farming – Require protection for acreage, livestock, and equipment.
• Artisan contractors – Includes plumbers and electricians that need coverage, such as inland marine, fleet, and equipment insurance.
• Churches and private schools – Require special liability coverage, along with similar property and workers compensation considerations.
• Condominium associations – Requires numerous policies that include condominium declarations and bylaws, as well as special handling when it comes to dealing with banks and mortgage officers during sales of condos.
• Farms and ranches – Include hobby farms and gentleman ranches, which require knowledge of handling the mixture between personal and commercial coverage.
• Health care – Involves serving the insurance needs of pediatricians, medical labs, and owners of medical facilities, among others.
• Large manufacturing – Requires policies like recall coverage for food processing and packing plants and many other food manufacturers.
• Public entities – Includes cities, counties, and school districts that require special advice and coverage for large property ownership, property schedules, school leader liability, workers compensation, and cyber liability.
Don’t hesitate to reach out to us if your business type isn’t listed above. We will do what we can to learn about your industry to help you cover your unique risk.
A BROAD RANGE OF BUSINESS INSURANCE POLICIES
We offer quotes for a variety of business liability insurance policies, property coverage, and employer services. These include:
• General liability insurance
• Professional liability insurance
• Workers compensation
• Commercial property insurance
• Commercial vehicle insurance
• Commercial umbrella coverage
• Group plans that include health, dental, vision, life, disability, and worksite coverage
• Voluntary employee benefits
TAILORED PERSONAL INSURANCE PACKAGES
We work closely with our clients to craft personal insurance portfolios that cover their risk. From a standard home insurance policy to uniquely crafted personal articles coverage, we offer a range of personal insurance services to meet the needs of individuals, families, and small business owners:
• Car insurance: A tailored auto insurance policy can protect you in the event of an accident where injury or property damage occurs.
• Homeowners insurance: A home insurance policy can provide a peace of mind where your family’s assets are protected in the event your home is damaged or destroyed due to fire, theft, or another covered hazard.
• Individual health insurance: As required by the Affordable Care Act, all citizens must now carry health insurance coverage. We can help you navigate the many options available on the Texas Affordable Care Act Exchange or guide you in the selection of an appropriate policy from outside the public marketplace.
• Motorcycle, boat, and RV insurance: These policies offer additional liability and property protection for your special vehicles and treasured toys.
• Personal property insurance: These policies are ideal for high-value items such as jewelry, artwork, and collectibles.
• Renters insurance: This is like homeowners’ insurance, minus coverage for the building.
• Rental property insurance: Also known as landlord insurance, this policy helps cover the buildings (apartments, condos, duplexes, second homes, etc.) and any of the personal property you leave behind for tenant use.
• Umbrella insurance: Umbrella coverage, also called excess liability insurance, provides additional financial protection in the event of a lawsuit or legal settlement.
