The Importance of Securing an Auto Insurance Policy from Shepard Walton King
Finding yourself involved in a car wreck can be an overwhelming and frightening situation. Unfortunately, many Texans find themselves in these types of predicaments each year. Dealing with the process of filing a report with police and discussing costs with your insurer can be extremely time-consuming. This is even more strenuous if you lack insurance coverage.
Auto insurance is an extremely important investment to make. You may think that it’s a waste of money, especially if you’re a careful driver. However, even the most cautious of drivers can find themselves in a crash with another motorist. Our McAllen insurance agency wants to help you avoid having to deal with high vehicle repair/replacement costs. Read on to learn more about the importance of having auto insurance.
It’s Required by the State
You may already know this, but it’s worth repeating: auto insurance is a requirement in the State of Texas. If you’re already insured, then good job on having your back covered. If not, then it’s extremely important for you to consider having our team find a policy for you. Liability insurance is another important type of coverage to consider.
Know that liability is:
- Capped at $30,000 for each person injured in an accident.
- Capped at $60,000 per accident.
- Capped at $25,000 for property damages.
This is known as “30/60/25 coverage”. Fortunately, many people opt for full coverage, which includes liability. Do the same to avoid high costs after an accident, especially if you happen to be at fault.
Following the Law
If a driver is pulled over or involved in an accident and found to lack insurance coverage, he/she can face a fine of up to $350 according to the Texas Department of Transportation. It’s important to remember that driving is a privilege and not a right, so know that insurance coverage should always be considered.
Contact Our McAllen Insurance Agency Today
Remember, driving safely doesn’t guarantee 100% safety on the road. Even if you take every possible precaution while behind the wheel, a reckless driver can change all of that. Be sure and have insurance coverage for yourself and your vehicle. Our insurance agents are ready to help you in your search. Shepard Walton King can also help you find home and commercial insurance as well. Contact our McAllen insurance agency today to get started!
Renters Insurance: Sleep Easier at Night with One of These Policies
June 20, 2019
Hurricane Season 2019: Expected to be a Near-Normal Season, but Still be Cautious and Prepare
June 6, 2019
Motorcycle Riding: A Few Important Facts and Statistics You Should Know
May 14, 2019
Distracted Driving: What it is and Why Shepard Walton King Cares
April 25, 2019
Flood Insurance: Don’t Overlook This Important Coverage in Texas!
March 29, 2019
Get Ready to Ride Your Motorcycle with the Safety of an Insurance Policy!
March 8, 2019
Protecting Your Farm or Ranch with an Agricultural Insurance Policy from Shepard Walton King
January 29, 2019
For the New Year, Be Sure and Secure That Much-Needed Homeowners Insurance Policy
January 9, 2019
Keep Your Home Secure with a Homeowners Insurance Policy During the Holidays!
December 11, 2018
Winter Driving: 5 Items to Keep in Your Vehicle When Traveling in Cold Conditions
November 8, 2018
- Agency News & Information
- Agriculture Insurance
- Auto Insurance
- Boat Insurance
- Business Insurance
- Car Insurance
- Cyber Liability
- Flood Insurance
- Health Care
- HealthCare Reform
- Home Insurance
- Hurricane Season
- Information Security
- Motorcycle Insurance
- Personal Insurance
- Renters Insurance
- Safety Tips
- Workers Compensation