Business woman looking up insurance options with SWK Harlingen insurance agency.

Do You Need Insurance for Your Business in Harlingen?

Starting a new business in Harlingen can be as exciting as it is overwhelming. Not only are you trying to maximize your profits and introduce a valuable product to your market – you are trying your best to keep everything afloat! With such a massive list of tasks in front of you, one thing you can’t overlook is the need for business insurance. But do you really need it? Our Harlingen insurance agency wants to share your options.

Don’t Take the Hit

Let’s say you own a lawn care business. You have a few trucks driving around the city beautifying client’s gardens and moving your company ahead. Unfortunately, one day one of your driver’s causes an accident but you never took the opportunity to insure your business. This means, as the business owner, you could be held responsible for the damages and legal claims. As you can imagine, a situation like this can potentially devastate you financially. It’s one of the main reasons why business insurance is a must. 

Tailor Your Coverage

You may be thinking your business is too new or too small for insurance. Fortunately, you can tailor your coverage to fit your company’s needs. When choosing your insurance coverage, there are a few things you should consider:

  • Your premises
  • Your equipment
  • Your employees
  • Your customers
  • Intellectual property
  • The nature of your business

Once you’ve evaluated your business, you can begin to think about the type of coverage you’d benefit the most from. Some of the most common business liability insurance policies and property coverages include:

  • Workers compensation
  • General liability insurance
  • Professional liability insurance
  • Commercial property insurance
  • Commercial vehicle insurance
  • Commercial umbrella coverage

Let Our Harlingen Insurance Agency Help

As a business owner there is a big chance you have your hands full with a plethora of responsibilities. So why not let the experts take over your business insurance needs? Shepard Walton King will help you find the coverage you need – nothing more, nothing less. Get in touch with us in Harlingen to learn more about what we can do for you. 

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