To All Business Owners, Here is a Brief Overview of the Different Types of Commercial Coverage

At Shepard Walton King, we can help you find a business insurance policy that’s customized for your company’s needs and bottom dollar. Our insurance agency in McAllen can help many business types find various commercial insurance policies that include:

  • General Liability Insurance that protects in the event of injury claims, property damage, medical payments, and other situations.
  • Business Interruption Insurance (or Business Income Insurance) that covers overhead costs for a company if it’s forced to close its doors.
  • Equipment Insurance that covers a business if any equipment breaks down or a theft occurs.
  • Workers Compensation which provides protection for medical costs and lost wages from sick or injured employees. It can also protect from work-related illnesses.
  • Commercial Property Insurance that covers your structure, property, and inventory in the event of a fire, theft, or natural disaster. Flood insurance is not included in commercial property coverage but is available separately.
  • Recall Coverage that covers your losses in the case of a product recall.

Coverage for Agricultural Businesses

We can also help farmers and ranchers find several insurance policies that are tailor-made for their line of work:

  • Livestock Insurance which protects against damages or injuries sustained by your livestock.
  • Specialty Equipment Insurance that covers expensive equipment such as tractors, combines, plows, sprayers, and more.

Start Your Search Today!

As a business owner, you have enough to worry about, so don’t add the pressure of having to find a business insurance plan. At Shepard Walton King, our priority is protecting your company. We work with a variety of large insurers and are more than positive that we can find a policy that’s right for you. Contact our insurance agency in McAllen today to get started.

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