Car insurance

New Drivers, New Cars: What to Know Before Hitting the Road

So, you’ve finally purchased a brand new car. The keys are in your hand and you’re ready to ride off into the sunset. That’s all well and good, but it’s important to remember that the car-buying process does not end once those ownership papers are signed.

As summer winds down and kids gear up for school, many of them may have a new car to get them around campus. As a parent, it’s important to remind them what else needs to be done in order to lay down those important new responsibilities.

Before you get on the road, let us make sure you’re ready for anything.

Know Your Car

Your new car will be your workhorse. Generally, if you follow the rule of “take care of your car, and your car takes care of you,” you’ll get plenty of good years out of it. Familiarize yourself with the intricacies of your car. Don’t obsess over gear ratios or telemetry. Just give your new owner’s manual a look and get the lowdown of how your car works.

Learn when to do general maintenance like oil changes or tire rotations, and don’t skip regular tune-ups. Learn how much tire pressure you should have and when to check on it. Doing the basics keeps your car running for a long time.

Get Registered

Every vehicle on the road requires registration. If you bought your car from a dealer, then you’re probably driving around with a temporary registration (the paper where the license plate goes) that lets you drive your care legally until you can get permanent registration. Usually, this lasts for about 30 days.

Registration requirements vary from state to state and may require a safety inspection and emissions test before you can obtain one. Aside from whatever your state requires, you’re going to need an ID, proof of residence, the title or loan paperwork for your new car and proof of insurance. Once registered, you’ll get registration papers and/or a sticker along with your official license plates.

Insurance

Every driver on the road needs to be insured. Your insurance policy will cover you if you damage or total your car as well as reimburse others involved in an accident with you. It’s an extremely important thing to have unless you want to be on the hook for very expensive damages. Insurance companies will require your Vehicle Identification Number (VIN) and a monthly premium payment to get you covered.

We’ll Help You Get Covered

At Shepard Walton King, our priority is taking care of your insurance needs. We can help you find competitive vehicle insurance policies that will help you in the case of any accident. If you would like to learn more about how we can help keep you covered, contact us online or give us a call at 800.446.2471.

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1 Comment

  1. Jeremy Thompson

    Thanks for the article detailing on what to know before a newbie goes driving. I appreciate that you mentioned in getting registered that if a car is bought from a dealer, it might just have a temporary registration. I’d better remember your tips since I’m actually looking for a car at the moment. It’s a little late for my age, but I’m happy to finally be able to afford one.

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