faq

Do I Need Renters Insurance if My Landlord Already Has a Policy?

There is an important distinction between renters insurance and an insurance policy held by a landlord. A landlord holds a policy that covers them if the apartment building is damaged, but may not include the personal property of their tenants. For example, if a fire breaks out in your apartment, the landlord’s insurance policy covers the structure itself, not your belongings.

Obtain Full Coverage

Know that Shepard Walton King can help you find the right coverage for your personal belongings should the unfortunate happen.