Every new year brings a huge wave of New Year’s resolutions aiming to make life healthier and more plentiful. If you’re still on the prowl for higher activity levels or are working hard for those chiseled abs, make sure not to forget a very important thing: health insurance. You wouldn’t want your hard work to be stalled by an unfortunate injury or condition. This is the perfect reason to keep yourself and your family protected throughout the year. At Shepard Walton King, we want to help you safeguard yourself with the insurance plan that best fits your needs.

Know Your Priorities

Several factors can influence the premiums, deductibles and coverage in your insurance plan. Knowing them will make it easier for you to find a plan that best fits your needs. These factors can include knowledge of a condition that must be covered, or how much insurance you can afford to pay out of your own pocket.

Know Your Network

Chances are you have a favorite doctor, so it’s highly important to know if he/she is considered “in-network” in your new insurance plan. If you were to receive medical care from a doctor that is outside of your network, you may see your expenses increase. Additionally, know that many plans require you to seek medical help at contracted hospitals. Make sure to know which hospitals this applies to.

Make Protection Your Resolution

It’s time to make your and your family’s health a priority. The insurance agents of Shepard Walton King will ensure that all of your needs are considered when choosing a new plan. Your protection is our priority, so contact our office in McAllen today for more information.