Homeowners Insurance in Texas is a Must and Here’s Why

Homeowners Insurance in Texas is a Must and Here’s Why

To say Texas has some confusing weather would be a huge understatement. Sure, most of the year we tend to get blistering-hot weather and cloudy, gusty days, but it isn’t rare for our weather patterns to go to complete opposite sides of the spectrum, ranging from strong winds and heavy rains to freezing temperatures like we saw earlier this year. 

The common denominator for all of the wacky weather we experience is the risk of damage it can cause to your home. It’s the reason why homeowners insurance is a must and why Shepard Walton King always should be your go-to McAllen insurance agency. 

It Protects Your Home

Suffering a house fire, weather damages, or other catastrophic event where your domain will require major fixes can take a toll on your well-being and financial standing. With homeowners insurance, the costs to repair minor and major damages or even for a total restructuring could be covered depending on your policy!

It Protects Your Valuables

The appliances, furniture, electronics, and other personal property in your home can be covered by your homeowners policy! Of course, whether you’re reimbursed partially or completely is up to the stipulations in your policy. However, it’s something you can determine as you evaluate your options. 

It Protects You

Imagine you throw a party one lovely evening, and everyone is having a blast. So much fun, in fact, that one of your guests loses his/her footing and suffers an injury. As the homeowner, you could be responsible for their medical bills, damages, and any other costs related to their injuries because they happened on your property. With liability coverage, injuries or property damages that happen at your home are covered! 

Let Us Help

We’ll evaluate your situation, take your needs into consideration, and provide you with the options that best fit your needs. Contact us today or give us a call to learn more. 

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