If You Haven’t Already, Upgrade Your Homeowners Insurance for 2021!

If You Haven’t Already, Upgrade Your Homeowners Insurance for 2021!

To say that 2020 was difficult for many would be an understatement, especially when it comes to the residents of South Texas. While the pandemic raged through the nation, Hurricane Hanna made landfall, causing extensive damage and unprecedented loss of power throughout the southern part of the state. With 2021 in full swing, homeowners should take the opportunity to upgrade their homeowner’s insurance policies. 

Our McAllen insurance agents want to help!

4 Features to Consider

Our insurance agency in McAllen understands that coverage can often be overwhelming. With deductibles, rates, and expenses to consider, you can easily become confused. As a rule of thumb, a good place to start is with these four portions of a homeowners insurance policy:

  • Personal Property Insurance – Personal belongings can be just as important as the home itself. This stipulation covers everything from jewelry to collectibles and everything in between.
  • Liability Insurance – Company suffering an injury in your home can be troublesome. Liability insurance will protect you by covering the individual’s medical bills and other costs. 
  • Dwelling Insurance – This option is useful if a fire, theft, vandalism, or other situation results in damages to your belongings.  
  • Temporary Living Expenses – If damages leave your home uninhabitable, then this option covers the costs of hotels, food, and transportation while repairs are underway. 

Make Sure You’re Properly Covered 

Our insurance agents in McAllen are ready to assist you with your search for the right coverage. Contact us today for more information about how we can help you. 

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