Hurricane Season: What to do When Deciding to Stay Home
Typically, hurricane season lasts from the beginning of June to the end of November. During that time, meteorologists check to see if any storms have the potential to become dangerous and a threat. Although the season is almost over, now is as more important a time as ever to ensure that your home is covered for storm-related damages. If a hurricane has ravaged your area, then it’s important to act as quickly as possible to file a claim and start the repair process.
If leaving before a hurricane strikes is not an option, getting your home ready is a necessity and can even help minimize damages. Keep a disaster supply kit handy at all times. This kit should include a flashlight, batteries, a radio, cash and first-aid supplies. Keeping a large amount of water is also a good idea just in case your area’s plumbing becomes inoperable. One way to achieve this is by purchasing a few five-gallon containers of water or a bottled supply to last at least a week.
Preparing Your Home
High winds from a tropical storm can cause trees and branches to fall and create hazards that can damage your home. A smart move in having your home prepped is to trim all old or loose hanging limbs from trees before a hurricane’s arrival to limit any potential damage. Be sure to check and reinforce any shingles, windows and doors that appear to be unhinged. Consider purchasing a portable generator for power use during electrical outages. But remember, keep extra gasoline or diesel on hand if you plan on using one.
Forming an emergency plan with your family ahead of a hurricane’s arrival is also a smart idea. This plan will educate your family on what to do in the event a storm hits. If you have a smartphone, downloading a weather app will also keep you up-to-date on upcoming severe weather. If you aren’t sure how to come up with a plan, contacting your local authorities and asking for assistance will give you an idea on how to form one just in case disaster strikes.
When the Storm Hits
When a hurricane or tropical storm’s presence is imminent, it’s best to stay at home or a shelter (unless the city or state orders a mandatory evacuation) and let friends and family know of your location. Close all windows and avoid being near them, as broken glass is a strong possibility. Keep your refrigerator and/or freezer at the coldest possible setting to prevent food from spoiling if you lose power. An ice cooler is also a wise choice to keep foods cool.
One Last Precaution
Again, only remain home if your local government or state allows it. If a mandatory evacuation has been ordered, then follow it. Our insurance brokers in McAllen can help you find the best insurance policy for your home to prevent as many hassles as possible if damages occur due to harsh weather. Contact us or stop by our office to learn more about what we can do for you.
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