Texas Has A Lot of Catching Up to Do

Perhaps it is good that www.healthcare.gov is now up and running as a result of the Affordable Care Act (Obamacare), especially when you consider that the United Health Foundation ranks Texas 40th in terms of the healthiest states in the America.

Texas Has the Highest Uninsured Rate in the Country

Affordable Care Act TexasAlthough there have been some improvements in the past five years, it is still troubling to see the high rate of disease among children in our state. Perhaps this is due to the fact that Texas has a higher ratio of children living in poverty than many other places in the country.

In fact, Texas is at the bottom of the list when it comes to this factor, with over 25% of all children in the state living in poverty. As we are analyzing the performance of the Lone Star State, we cannot help but notice that Texas ranks dead last – 50th place – in terms of the number of uninsured.

The most staggering statistic is Texas having a ratio of 23.2% uninsured individuals. Over $16 billion has been set aside within the program known as Obamacare to help with issues contributing to that statistic, such as health care for our children. This money is meant to be used over the next decade to invest in efforts to prevent childhood obesity.

The State of Texas is going to receive more than $10 million from the fund. This will not only go toward children’s health, but also toward programs aimed at cutting tobacco usage.

Records Set For Enrollment in the Health Insurance Exchange

Let’s look at some good news. Since implementation of the Affordable Care Act, Texas was one of only five states across the country to achieve enrollments surpassing the six-figure mark after the initial rollout. This is particularly good news, especially since Texas decided to opt out of establishing its own health insurance exchange and instead came under the umbrella of the federal establishment.

Comparing the Quality of Health Insurance Plans can be Difficult

The Federal Exchange (www.healthcare.gov) is a difficult environment for anyone to navigate, specifically those selecting healthcare coverage for the first time. Although there is a lot of competition, which favors the individual policyholder, it can be very difficult to know what’s best.

Many big names in health insurance coverage are participating in the Federal Exchange. As such, many of the names you may come across when doing research will likely be familiar. We highly recommend that you get in touch with us to help determine which carrier and plan best suit your coverage needs.

One study estimated that up to 3 million people could gain health insurance coverage for the first time as a result of the rollout of the Affordable Care Act. Texans will surely benefit from this development as the statistics above demonstrate, but there are some complications associated with the state government’s refusal to expand Medicaid coverage.

Eligibility for Medicaid requires a careful analysis of individual positions and earning thresholds. Once again, it can be difficult to figure all of this out on your own and we recommend that you contact us to help ensure you get the coverage you need at a rate you can afford.