At Shepard Walton King Insurance Group, we provide services for all homeowners in Texas. We have over 80 years of combined experience protecting a variety of family homes, second homes, seasonal and vacation homes. Learn more about our homeowners, renters and landlords insurance below, or request your home insurance quote today.
A typical home insurance policy includes several protections:
- Dwelling insurance: This aspect of a homeowners policy protects the house itself and any attached or related structures, including fences and sheds, in the event of a fire, theft, vandalism or other hazard.
- Liability insurance: This portion of your policy will protect you in the event someone is injured while on your property, or is hurt by you or a family member off-premises. You can purchase excess liability coverage in the form of umbrella insurance to provide additional financial protection.
- Personal property insurance: There are limited property protections provided for personal belongings. If you own special collections, expensive jewelry or other prized items, it is often advised to add a personal property schedule to your home insurance portfolio.
- Temporary living expenses: If your home is rendered uninhabitable because of a covered event, you will be reimbursed for temporary living expenses, including hotel, food and transportation.
All coverage is confined to the limits you choose when selecting insurance. Speak to our independent agents to understand what limits exist and which, if any, you’d like to raise for adequate protection in the event of a loss.
We also have the ability to provide customized, strategic insurance services to owners of high value homes. Through our relationships with Chubb, Travelers and other specialty insurance providers, we can craft polices with the type and amount of protection you need.
Hurricane and Flood Insurance
No location in the state is risk-free of flooding and no homeowners insurance policy includes flooding as a covered risk. At Shepard Walton King, we can help homeowners obtain competitively priced flood insurance policies to help cover losses in the event of heavy rain or other related event. We can also write special hurricane or windstorm insurance for homes located within hurricane zones. For more information on these specialty lines of insurance for homeowners, reach out to our team.
Contact Us for a home insurance quote
Whether you’re looking to insure a new home or would like to revisit your existing coverage, we can help. We offer quotes for homeowners, renters, landlords, flood and hurricane insurance. Contact our Texas insurance agency to get started on the quote process.