Insurance Coverage

Make the New Year a More Responsible One with Insurance Coverage

It’s 2017, and while many are making New Year’s resolutions to lose weight or be more financially responsible, consider an alternative. Do you have home insurance? How about coverage for your vehicle? Lacking insurance can spell trouble if your home or vehicle is damaged. You’ll have to pay for repairs yourself, which could put a significant strain on your finances. The same can go for health insurance. If you fall ill and rack up expensive hospital bills, it can take years to pay them off. Read on to learn why having insurance is important.

A new year gives everyone the chance to start over. If you’re lacking coverage of any kind, contact our insurance agency in McAllen today to get started!

Auto Insurance

If you’ve ever been in a car accident, then you’re well aware of how overwhelming the experience can be. An accident, depending on its severity, can result in hundreds or even thousands of dollars in repairs. In more extreme cases, you may even need a permanent vehicle replacement. Car insurance can cover the costs of repairs along with a rental if your vehicle will need to spend a few days or weeks in a shop. The same goes for motorcycles and RVs. Texas has plenty of beautiful locations to travel and explore, so make sure that you’re covered before hitting the road.

Home Insurance

Having coverage for your home is a must, especially if you live in an area prone to severe weather or natural disasters. Although hurricane season has passed, these violent storms can completely demolish a home when they return. The same can go for tornados or flooding. Winter weather isn’t as severe unless you reside in the northern United States where blizzards are common, however, even light snowfall can put a strain on your roof, causing slight or significant damages.

Severe weather can also damage windows and smaller properties like garages or storage sheds. It can even result in destruction caused by falling trees or flying debris. Insurance can help cover the costs needed to make repairs, and some policies even allow for a structure to be completely rebuilt.

Commercial Insurance

If you’re a small business owner, then you’re well aware of how much it can cost to keep your company running. These costs, however, can be minor compared to how much you’ll have to pay if your business suffers damage. If the unfortunate should happen, such as a fire, break-in or destruction caused by weather, it can cost an unimaginable amount of money for repairs and replacements of whatever product you sell. A business insurance policy can help you make repairs without having to figure out how you’ll pay for everything on your own.

Health Insurance

Due to the passage of the Affordable Care Act, it’s now necessary for all Americans to have health coverage. Although prices are expected to significantly increase in 2017, it’s still very important to be covered in case of a serious or debilitating illness. If you end up requiring hospitalization due to an illness, the costs for treatment, hospital stay and even medication can result in thousands of dollars that can take years to pay off. Depending on your health insurance policy and provider, coverage can make monthly payments easier to afford.

Get Covered Today!

Finding the perfect insurance policy can be tough, but with us helping you in your search, it doesn’t have to be. Our insurance brokers will sit down and explore all available options when helping you find the policy needed to give you peace of mind in knowing that you’re being taken care of. If you need insurance but are unsure of how to get started, then contact us in McAllen today!

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