2 Very Important Reasons to Never Avoid Renters Insurance in McAllen

2 Very Important Reasons to Never Avoid Renters Insurance in McAllen

When you rent a property, there are a number of things you don’t have to worry about as homeowners do. If there’s an issue with your AC, your landlord takes care of it. If there’s a problem with an appliance, the landlord repairs or replaces it. 

But what happens when your home or apartment burns or is burglarized? Unfortunately, in situations like these, your landlord will not be able to help. Fortunately, a renters insurance policy can!

Protecting Your Valuables

You may be thinking that if your landlord’s insurance covers damages to the apartment or home you rent, then surely it will cover the damages to your items, right? Unfortunately, this isn’t always the case. Without renters insurance, any items lost, damaged, or stolen are gone forever. However, when you protect yourself with the right policy, your losses can be reimbursed! 

Added Protection

Let’s say you throw a get-together for friends and family at your residence when, suddenly, one of them slips, falls, and breaks an arm. You can be sued for negligence to cover their medical expenses! 

Fortunately, a renters policy can cover some of these medical bills and even protect you from lawsuits. It all depends on the coverage you choose, but the option to protect yourself with even more coverage is always there. 

Let’s Get Started

At Shepard Walton King, we know accidents can happen when you least expect them, so don’t go one day longer without the protection you need! Contact our McAllen insurance agents today to find the coverage that best fits your needs.

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